Theoforte Ltd

Payments, Solved.
Compliance, Simplified.

A premium fintech partner delivering banking infrastructure, global payment delivery, and certified compliance training for businesses operating across borders.

Banking rails Global delivery AML/CFT training Compliance-first onboarding
theoforteltd.com
Confidential • Partner Deck
Overview

What Theoforte Delivers

150+
Countries
10
Partners
100+
Methods
3
Days Onboarding

FinTech Banking

Named accounts, FDIC-insured USD, ACH/SWIFT/FedWire/FedNow, stablecoin capability — designed for compliant growth.

Global Gateway

One integration for acceptance + delivery. Orchestrate cross-border payments with transparency, controls, and reporting.

Problem

Cross-border payments are fragmented

Operational Complexity

  • Multiple vendors for banking, acceptance, and delivery
  • Inconsistent SLAs across countries and rails
  • Opaque costs and FX leakage

Compliance Drag

  • Unclear licensing requirements and sponsorship paths
  • Slow onboarding and rework cycles
  • Training gaps across teams and partners

Theoforte reduces vendor sprawl and compresses time-to-launch with a modular, compliance-first approach.

Solution

A complete suite — modular by design

Acceptance

  • Card processing + settlement support
  • MID issuance and multi-currency readiness
  • Real-time transaction reporting

Delivery

  • 100+ local methods across regions
  • FX management with controls
  • Beneficiary onboarding workflows

Banking

  • FDIC-insured USD accounts
  • ACH/SWIFT/FedWire/FedNow
  • Stablecoin custody + creation (eligible plans)

Compliance + Training

  • AML/CFT & onboarding best practice
  • KYB/KYC alignment with partner network
  • Certified courses (ABM Digital Training)
Operating Model

Launch quickly without owning licensing

Sponsorship Network

Our network includes licensed banks and FinTechs that can sponsor eligible businesses — reducing time-to-market and legal overhead while maintaining regulatory integrity.

  • Eligibility aligned to plan tier
  • Enhanced underwriting for higher-risk types
  • Audit-ready reporting and operational controls

Onboarding Timeline

  • Target: ~3 business days (complete submissions)
  • KYB / UBO / source-of-funds review
  • Banking rails + delivery methods enabled

Timelines vary with jurisdiction, complexity, and underwriting depth.

Pricing

Tiered plans aligned to scale

Starter / Growth

Portal access, rails, and reporting — ideal for early-stage operations and pilots.

  • ACH / SWIFT / FedWire (+ FedNow on Growth)
  • Standard reporting dashboards
  • Integration eligibility on Growth

Scale / FinTech / Institutional

Named account issuance, enhanced underwriting, higher-risk eligibility, and program-level options.

  • Named FBO account issuance (eligible)
  • Stablecoin creation + advanced FX features
  • Sub-program creation (Institutional)

All plan CTAs route prospects to a consult + fit assessment.

Fee Schedule (Example)

Enhancing pricing clarity with transparent fee lines

What this slide shows

A sample schedule separating program manager cost vs suggested retail price. This is useful for prospecting and partner conversations.

  • Setup & activation, monthly maintenance
  • Wire/ACH per-item fees
  • Compliance per-transaction pricing

We can convert this into Theoforte-branded plan add-ons (Acceptance, Banking, Delivery, Compliance) with tiered eligibility.

Example fee schedule Illustrative

A clean, branded schedule you can share with prospects (values can be tailored by tier and risk profile).
Products & Services Program Manager Cost Suggested Retail Price
Account setup & activation $1,500 $3,000
Sponsored account fee 0.30% 1.00%
Monthly maintenance $300 $500
Compliance $0.05 / txn $0.05 / txn
International wire $45 $45
Instant ACH (where available) $1.50 $1.50
Regular ACH $1 $1
Chargeback fee $15 $15
Fraud $100 $100
Note: Pricing varies by volume, geography, and underwriting outcome. Final quotes are issued after fit assessment.
Training

Certified AML/CFT courses for teams

ABM Digital Training Partnership

Training is delivered via ABM Digital Training — courses can be used for onboarding, refresher training, and role-based compliance competence.

  • Country-specific modules
  • Crypto & digital assets AML/CFT
  • Corporate programmes for organizations

Corporate delivery

  • Bespoke curriculum aligned to your risk profile
  • Certificates for participants
  • Online or in-person delivery options

Position training as a value-add that reduces underwriting friction and operational risk.

Go-To-Market

Who we serve — and how we win

Ideal customers

  • Cross-border service providers
  • Marketplaces and payout platforms
  • FinTechs needing multi-rail settlement

Differentiators

  • Modular suite (buy what you need)
  • Compliance-first onboarding & training
  • Premium look + clear fee schedules
Next Steps

Let’s scope your route to launch

1) Fit assessment

  • Jurisdictions + customer types
  • Rails required (ACH/SWIFT/FedNow etc.)
  • Risk profile & underwriting depth

2) Proposal

  • Tier recommendation
  • Fee lines + commercial structure
  • Implementation timeline
Contact: hello@theoforteltd.com Apply: /contact on website